Stawika Loan App Review

Stawika Loan App is a mobile to Mpesa loan app, fintech.

This far the app is authentic and is not a scam.

Customer support is however a forgotten aspect with the app. Anyway the app have a simple interface with a straight forward solution: Offering affordable loans

How to become a Stawika customer

Getting started with Stawika is simple and fast. Once you download the Stawika app all you have to do is:

1. fill in your details to get verified. This includes your Name: as per the National ID, ID number, Email, M-Pesa verified Mobile number. Well that’s it

2. Get a credit limit by accessing the View Your Loan Limit

On App Info.

3. Choose an Amount on the qualified limit – / + and Apply by tapping Next Button.

Loan Limit

Confirm your Loan details: Total Amount, interest, repayment period and Service Fees.

Tap on the Send Money to get cash sent directly to your M-Pesa phone number in 5 minutes

Stawika Loan App Loan Terms

Customers can a loan product with loan terms between 61 to 90 days.
• 60 day loan products have a one-time fee of 10-25%*
• 90 day loan products have a one-time fee of 15-35%*

Cost Calculation Example

Ksh 1,000 borrowed at 25% fee for 61 days, should be repaid at Ksh 1,250.


The app is somehow unstable with bugs or fund despatch limitation.

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