Huduma Card by Huduma Kenya

Huduma Card by Huduma Kenya is the first Multi-Purpose prepaid card, government owned multipurpose service and payment card that allows customers to make or receive payments that was launched in August 2015.

Is Huduma Card still a viable ideal project?

Though the roll out drive has been somehow slow since  its launch this a service; utility project to watch out for toward Kenya’s and Huduma Kenya vision 2020.

Huduma Card Cardholders can use their prepaid cards to pay for goods and services in stores, online, on phone, and to get cash at ATMs– anywhere MasterCard® is accepted worldwide.

MasterCard as one of the official technology partners to Huduma, ensures that the card offers a secure and convenient way for citizens to transact. The company is driven to displace cash, and is committed to financially empowering 500 million people worldwide by 2020.

The card has a smart chip built into it whereby the cardholder’s personal data can be securely stored and can host multiple applications on the embedded chip.

Why you might consider the Huduma Card

  1. You dont have to carry / Withdraw cash: Use your prepaid cards to pay for goods and Services on Stores
  2. Intergrated Phone App – Huduma Mobile Application
  3. Pay for goods online with ease
  4. Flexibility – Pay for Everything Anywhere
  5. Convenience
  6. Secure
  7. Guaranteed Customer Care
  8. Cost Saving
  9. Enhances Transparency
  10. Financial Inclusion
  11. Centralized Government Database
  12. 24 Hours access
  13. Value added Services ( onlicash will update on any development with Huduma Card Addon Services. Value Services might include integration with ecitizen, itax platforms, NHIF, NSSF among others.)
  14. No Credit Check or History is Required

Part of the 5 channels service delivery under Huduma Payment Gatewayin providing a unified and integrated multi-channel payment gateway to facilitate ease of payment for Government services.The Huduma Card is set part to Kenya’s Vision 2030 aspiation in reforming the public service in enhancing accountability, transparency and efficient service delivery.

The card is being offered by MasterCard in partnership with the following local banks

  1. Commercial Bank of Africa – CBA
  2. Equity Bank
  3. Kenya Commercial Bank – KCB
  4. Diamonnd Trust Bank – DTB

With the intergration with goverment services offering and the ecitizen platform huduma card is an offer to watch out for as it geard for countrywide adoption. This comes in as a copetitor to other services like Masterpass (MasterCard) and m-Visa (VisaCard) as well as the major intergarated payment platform safaricom m-pesa.

If all goes wel according to plan; least Huduma Kenya pushes further with the service the card will be a plus in offering services like Uwezo Fund beneficiaries, Youth and Women Funds disbursements, National Youth Service, Social welfare government cash transfers to families, government food subsidies, hunger safety net cash transfers and cash transfers to orphaned children as first intended toward true financial inclusion.



How to apply for Huduma Card: Every one can apply for the Huduma card as long as they are above 18 years of age and do hold a national ID from any of the 32 Huduma Centre countrywide across all 27 counties.

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